This exercise will take some time to complete, but please, lets put time and
money in perspective. You have worked all your life to earn the money that you
have. I am asking you to spend a few hours to bring your understanding of your
money out of the darkness, to see the light of reality, to know exactly where
you stand. That is the only way to protect your money and your future. Don't
just read these pages. Pick up a pen and take action now!